The shares below are those of the fellows that submitted them and don’t necessarily represent the 12 steps or Debtors Anonymous.
Would you like to share your D.A. story? If so, please fill out the ODAI sharing form.
How did you know you had a problem? My entire life I have stressed about how I am going to pay the bills. There was always stress about money in my household growing up so it translated into my adult life as well. I was always teetering on “pay this bill or eat this week.” […]
How did you know you had a problem? I sensed something was wrong financially, but I didn’t know the depth of what was wrong with me until much later. I thought I just needed to earn more and pay off my debt, then everything would be okay. Later I learned my problem was not really […]
How did you know you had a problem? I didn’t know I had a problem with money, but it didn’t take long for me to identify. I not only realized I was a compulsive debtor, I also realized that I came from a family of overspenders and compulsive debtors. I don’t know how I didn’t […]
How did you know you had a problem? I don’t know that I fully understood my debting disease/behavior until I started talking to someone about my money “stuff.” I also understood it more when I went to meetings and heard other people’s stories. How did you find D.A.? I had recovery friends who were in […]
How did you know you had a problem? I didn’t. It sounds unbelievable, but I actually didn’t know. My vagueness and unconsciousness were so dense, I didn’t even have the wherewithal to identify I actually had a problem with money, save for the ever continuing belief that I never had enough of it. Someone (an […]
How did you know you had a problem? I was using debt to meet my basic needs. I had been credit card dependent for over 10 years … using one credit card to pay another. Only being able to meet the basic minimum payments, until they became too great also. Being very vague and hopeless […]
How did you know you had a problem? It was pretty obvious to me. I’d incurred about $20k in unsecured debt in a couple of years. I was binge- buying items online as an attempt to overcome my utter demoralization, sense of failure, and despair at being unable to maintain employment despite repeated attempts. My […]
How did you know you had a problem? D.A. was my third program, and I wasn’t too happy about it. I came into program in January 2007 after learning that my job was going to be eliminated. I was freaked out because in August of the previous year, I spent $10,000 and didn’t know where […]
How did you know you had a problem? The same thing kept happening over and over, related to money and borrowing cycles. The cycles grew shorter and shorter, and the loans grew bigger, yet were repaid ever more slowly, if at all. In 2008, at 42 years old, I moved from Seattle to San Francisco […]
How did you know you had a problem? In the half dozen years before I came to D.A. I had tried some desperate measures to solve my money problem. I had inflicted a multi-level marketing scheme on my family and friends, bought an historic home in the Midwest thinking I would move there and be […]