Member Stories

The shares below are those of the fellows that submitted them and don’t necessarily represent the 12 steps or Debtors Anonymous.

Experience, Strength, and Hope #17

How did you know you had a problem? I had been playing the “shell” game and moving money around from card to card and account to account until I ran out of shells. Everything came tumbling down and I had to come clean that I had run up 20K in unsecured debt and used our […]

Experience, Strength, and Hope #16

How did you know you had a problem? I knew I had a problem because I was always broke. How did you find D.A.? I found D.A. at my local 12-step meeting place. What have you learned in D.A.? I have learned to trust God, write my money down, and help others. In addition, I […]

Experience, Strength, and Hope #15

How did you know you had a problem? I sensed something was wrong financially, but I didn’t know the depth of what was wrong with me until much later. I thought I just needed to earn more and pay off my debt, then everything would be okay. Later I learned my problem was not really […]

Experience, Strength, and Hope #14

How did you know you had a problem? I had no credit cards until my husband left. Then I got five cards in rapid succession, all with low credit limits. I’d already gone through an inheritance, in five installments. The original balance was $150,000 and it was earning 10%. Then my husband left. I worried […]

Experience, Strength, and Hope #13

How did you know you had a problem? I received an inheritance from my mother’s estate. I had money in savings, but I never moved it into checking account, so I was incurring $1,000 in overdraft charges as the bank shifted money to cover my overdrafts at $35 a whack. That is how I knew […]

Experience, Strength, and Hope #12

How did you know you had a problem? My entire life I have stressed about how I am going to pay the bills. There was always stress about money in my household growing up so it translated into my adult life as well. I was always teetering on “pay this bill or eat this week.” […]

Experience, Strength, and Hope #11

How did you know you had a problem? I sensed something was wrong financially, but I didn’t know the depth of what was wrong with me until much later. I thought I just needed to earn more and pay off my debt, then everything would be okay. Later I learned my problem was not really […]

Experience, Strength, and Hope #10

How did you know you had a problem? I didn’t know I had a problem with money, but it didn’t take long for me to identify. I not only realized I was a compulsive debtor, I also realized that I came from a family of overspenders and compulsive debtors. I don’t know how I didn’t […]

Experience, Strength, and Hope #9

How did you know you had a problem? I don’t know that I fully understood my debting disease/behavior until I started talking to someone about my money “stuff.” I also understood it more when I went to meetings and heard other people’s stories. How did you find D.A.? I had recovery friends who were in […]

Experience, Strength, and Hope #8

How did you know you had a problem? I didn’t. It sounds unbelievable, but I actually didn’t know. My vagueness and unconsciousness were so dense, I didn’t even have the wherewithal to identify I actually had a problem with money, save for the ever continuing belief that I never had enough of it. Someone (an […]