Member Stories

The shares below are those of the fellows that submitted them and don’t necessarily represent the 12 steps or Debtors Anonymous.

Would you like to share your D.A. story? If so, please fill out the ODAI sharing form.

 

Experience, Strength, and Hope #15

How did you know you had a problem? I sensed something was wrong financially, but I didn’t know the depth of what was wrong with me until much later. I thought I just needed to earn more and pay off my debt, then everything would be okay. Later I learned my problem was not really […]

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Experience, Strength, and Hope #14

How did you know you had a problem? I had no credit cards until my husband left. Then I got five cards in rapid succession, all with low credit limits. I’d already gone through an inheritance, in five installments. The original balance was $150,000 and it was earning 10%. Then my husband left. I worried […]

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Experience, Strength, and Hope #13

How did you know you had a problem? I received an inheritance from my mother’s estate. I had money in savings, but I never moved it into checking account, so I was incurring $1,000 in overdraft charges as the bank shifted money to cover my overdrafts at $35 a whack. That is how I knew […]

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Experience, Strength, and Hope #12

How did you know you had a problem? My entire life I have stressed about how I am going to pay the bills. There was always stress about money in my household growing up so it translated into my adult life as well. I was always teetering on “pay this bill or eat this week.” […]

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Experience, Strength, and Hope #11

How did you know you had a problem? I sensed something was wrong financially, but I didn’t know the depth of what was wrong with me until much later. I thought I just needed to earn more and pay off my debt, then everything would be okay. Later I learned my problem was not really […]

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Experience, Strength, and Hope #10

How did you know you had a problem? I didn’t know I had a problem with money, but it didn’t take long for me to identify. I not only realized I was a compulsive debtor, I also realized that I came from a family of overspenders and compulsive debtors. I don’t know how I didn’t […]

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Experience, Strength, and Hope #9

How did you know you had a problem? I don’t know that I fully understood my debting disease/behavior until I started talking to someone about my money “stuff.” I also understood it more when I went to meetings and heard other people’s stories. How did you find D.A.? I had recovery friends who were in […]

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Experience, Strength, and Hope #8

How did you know you had a problem? I didn’t. It sounds unbelievable, but I actually didn’t know. My vagueness and unconsciousness were so dense, I didn’t even have the wherewithal to identify I actually had a problem with money, save for the ever continuing belief that I never had enough of it. Someone (an […]

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Experience, Strength, and Hope #7

How did you know you had a problem? I was using debt to meet my basic needs. I had been credit card dependent for over 10 years … using one credit card to pay another. Only being able to meet the basic minimum payments, until they became too great also. Being very vague and hopeless […]

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Experience, Strength, and Hope #6

How did you know you had a problem? It was pretty obvious to me. I’d incurred about $20k in unsecured debt in a couple of years. I was binge- buying items online as an attempt to overcome my utter demoralization, sense of failure, and despair at being unable to maintain employment despite repeated attempts. My […]

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